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Your Bank > Education and Advice > CNB University

Mallaber, Michael S.

Title
Date
Oct 18, 2017
Get to Know Your Relationship Manager
In a general sense, lending commonly boils down to credit risk. Banks typically charge higher interest rates if they perceive a borrower has greater risk of default. When risk is anticipated to be too high, banks might not originate or renew a loan at all. By establishing regular communications with your lender or Relationship Manager, you have the opportunity to truly educate them about your business. This is just one way to avoid misunderstandings about perceived risks within your business.
Oct 18, 2017
Jan 03, 2014
The Rental Route
Buy or lease?  It’s a decision many small businesses face.  Owning real estate certainly can have advantages, including the opportunity to build equity.  But many small businesses in need of space choose the rental route instead.
Jan 03, 2014
Jul 12, 2011
Commercial Real Estate Investing

Commercial Real estate investing - Have you been thinking about investing in Commercial Real Estate? There are many ways that investors get started, but first you should understand the risks involved in owning and managing Commercial Real Estate. Management Experience/Depth, Demonstrated Ability to Repay, Adequate Collateral, Investor Liquidity.

 

 

Jul 12, 2011
Jan 21, 2010
Lessons in Lending - Business Plan Fundamentals
It's time to develop a business plan.
Jan 21, 2010
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