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Your Bank > Education and Advice > CNB University

Cator, Donna CFP®

Title
Date
Jul 08, 2015
How Does Divorce Affect Social Security Retirement Benefits?

One of the challenges of planning for retirement is that an unexpected event, like divorce, can dramatically change your retirement income needs. If you were counting on your spouse's Social Security benefits to provide some of your retirement income, what

Jul 08, 2015
Sep 02, 2014
Best Practices When Taking 529 Plan Withdrawals

To make the most of your Section 529 college savings plan, consider the following Qualified expenses.  Withdrawals from a 529 college savings plan are tax free, provided the withdrawals are not more than the account beneficiary’s qualified higher education expenses

Sep 02, 2014
Jul 14, 2014
Social Security Benefits Increase in 2014

After announcing that benefits increased 1.5% for 2014, the Social Security Administration provided some other information that may be of interest.Benefits.  The average benefit payable to retired workers is an estimated $1,294 a month (as of January 2014). Retired couples

Jul 14, 2014
Mar 30, 2014
Podcast: Enhancing Your Financial Fitness in 2014 and Beyond

We hope you enjoyed listening to "Ask the Experts" on News Radio WHAM 1180, broadcasted on Sunday, March 30th at 8 00pm. Ask the Experts is a financial forum for education and advice as CNB’s experts answer your questions on

Mar 30, 2014
Feb 26, 2014
Women and Estate Planning Basics

When it comes to estate planning, women have unique concerns. The fact is that women live an average of 4.8 years longer than men. That's important because it means that there's a greater chance that you'll need your assets to

Feb 26, 2014
Nov 12, 2013
Education Tax Breaks: A Refresher Course

It’s back to school season. If you’re helping a child pay for college or taking some college courses yourself, study up on these tax breaks. Two Credits for Higher Ed Expenses The American Opportunity Tax Credit is available for the

Nov 12, 2013
Feb 10, 2013
Podcast: Enhancing Your Financial Fitness In 2013

We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, February 10th at 8pm. Ask the Experts is a financial forum for education and advice as CNB’s experts answer your questions on financial topics that interest you.

Feb 10, 2013
Sep 24, 2012
Borrowing from Your Retirement Plan — Advantages and Disadvantages

If you have a large, unexpected expense, you may find you need to take out a loan. Should you borrow from your retirement plan or an outside lender? Before you decide, make sure you consider the advantages and disadvantages of

Sep 24, 2012
May 23, 2012
Financial Tips for the Newly Single

If your marriage has ended and you are single again, make sure all your financial arrangements reflect your new status. Here are a few tips to help get your new financial life off to a good start. Tip #1 Change

May 23, 2012
May 20, 2012
Ways to Maximize Your Social Security Retirement Benefits

Podcast of Donna Cator, CFP®, Vice President, Financial Planning Officer and Denise Kelly-Dohse, Assistant Vice President, Financial Planning Officer discussing ways to maximize your Social Security retirement benefits.

May 20, 2012
Mar 05, 2012
Ways to Limit Taxes on Social Security Benefits

You know that you are eligible to begin receiving Social Security benefits as early as age 62. But are you aware that depending on your income those benefits could be taxable? Wouldn’t you like to increase your net income (after

Mar 05, 2012
Aug 12, 2011
Addressing Unexpected Financial Challenges

During a conversation with a friend of mine who is currently going through a divorce, I suddenly realized the huge impact that the loss of a partner could have on our everyday lives. Going from a two household income to

Aug 12, 2011
Aug 12, 2011
Tips for Leveraging College Payments

Are you losing sleep worrying about your children’s college education? Where is the money going to come from? Will they be accepted to the "right" college? Will they graduate with a marketable skill set? Don’t take on the challenge of

Aug 12, 2011
May 22, 2011
Ways to Maximize Social Security Retirement Benefits

You Have Choices. We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, May 22nd at 8pm. Ask the Experts is CNB’s financial forum for education and advice as local experts answer your questions on financial topics

May 22, 2011
Dec 27, 2010
Educating Your Children About Money

Today’s volatile market environment tasks financial professionals with the challenge of providing their clients with education and advice that makes sense to all walks of life. Financial professionals work hard to provide you with the best financial picture for you,

Dec 27, 2010
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