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A special needs trust (SNT), sometimes referred to as a supplemental needs trust, is a trust that is established to benefit a disabled person or a person who has special needs, while still allowing that person to qualify for and
There’s a new wrinkle in estate planning these days planning for the disposition of virtual (or digital) assets. Most people understand the importance of having a will stating who will inherit their physical assets when the time comes. Expanding your
The trustee you choose when establishing a trust is likely to serve your beneficiaries for a generation or longer and control a substantial amount of your money. You should be aware of what a trustee’s responsibilities are and be sure
Relocating after retirement may be one of your dreams, but make sure you’re wide awake when you do your planning. Not all states are created equal when it comes to taxes. Before you make a move, check out state and
Estate planning can be especially complicated for the parents of a disabled child or for others who wish to provide for a disabled individual. In addition to having the usual estate planning documents in place, the parents or guardians of
We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, July 24th at 8pm. Ask the Experts is CNB’s financial forum for education and advice as local experts answer your questions on financial topics that interest you.
72 South Main Street, Canandaigua NY 14424800.724.2621 | 585.394.4260