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Your Bank > Education and Advice > CNB University

College Planning

Title
Date
Jul 11, 2016
What's New in the World of Higher Education?

If you're a parent or grandparent of a college student or soon to be college student, you might be interested to learn what's new in the world of higher education.

Jul 11, 2016
Mar 24, 2016
Should I Pay off My Student Loans Early with a Home Equity Loan?

Generally, the earlier you can pay off your student loans, the better off you'll be. You'll save interest and improve your debt-to-income ratio, a factor lenders consider when deciding whether to offer you credit, and your good payment record will be positively reflected in your credit history and credit score.

Mar 24, 2016
Mar 11, 2016
Are My Student Loan Payments Tax Deductible?
Your actual student loan payments aren't deductible, but the interest portion might be, thanks to the student loan interest deduction. In 2016, the maximum deduction is $2,500. You don't need to itemize to claim this deduction.
Mar 11, 2016
Feb 25, 2016
Frequently Asked Questions on Opening a 529 Plan Account
529 plans are savings vehicles tailor-made for college. Anyone can open an account, lifetime contribution limits are typically over $300,000, and 529 plans offer federal and sometimes state tax benefits if certain conditions are met. Here are some common questions on opening an account.
Feb 25, 2016
Sep 02, 2014
Best Practices When Taking 529 Plan Withdrawals

To make the most of your Section 529 college savings plan, consider the following Qualified expenses.  Withdrawals from a 529 college savings plan are tax free, provided the withdrawals are not more than the account beneficiary’s qualified higher education expenses

Sep 02, 2014
Nov 12, 2013
Education Tax Breaks: A Refresher Course

It’s back to school season. If you’re helping a child pay for college or taking some college courses yourself, study up on these tax breaks. Two Credits for Higher Ed Expenses The American Opportunity Tax Credit is available for the

Nov 12, 2013
Sep 30, 2012
Podcast: How Proper College Planning Helps Make Smarter Choices

We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, Sept. 30th at 8pm. Ask the Experts is CNB's financial forum for education and advice as local experts answer your questions on financial topics that interest you.

Sep 30, 2012
Sep 05, 2012
College Planning — More Than Money

Choosing a way to save for your child’s education expenses may be your family’s first college planning decision, but it certainly won’t be the last. From making that first deposit, to selecting a college, to choosing a course of study,

Sep 05, 2012
Jan 04, 2012
The ABC's of Preparing for College Costs

Some parents start planning for college costs soon after their baby is born. While it may seem premature to be thinking about higher education expenses before your child even starts talking, it’s never too early to begin saving. Other parents

Jan 04, 2012
Sep 25, 2011
Ways to Make College Affordable and Minimize Student Loans

  We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, Sept 25th at 8pm.Ask the Experts is CNB's financial forum for education and advice as local experts answer your questions on financial topics that interest you.

Sep 25, 2011
Aug 22, 2011
Leveling the Playing Field: Containing the Cost of College

Earning a college degree is certainly a worthy goal. But attaining one can be so expensive that the unwary often pay far more than necessary, resulting in depleted savings and onerous loan re payments. The average annual cost for private

Aug 22, 2011
Aug 12, 2011
Tips for Leveraging College Payments

Are you losing sleep worrying about your children’s college education? Where is the money going to come from? Will they be accepted to the "right" college? Will they graduate with a marketable skill set? Don’t take on the challenge of

Aug 12, 2011
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