Skip to main content

Upgrade for a Better Experience

Canandaigua National Bank & Trust would like to encourage all of our customers to update their internet browsers as new releases are made available. Using the most recent browser version ensures the best security, design experience, speed and functionality.

Continue to CNBank.com

If you have any comments or concerns, please contact our Customer Call Center at 585.394.4260 ext. 0.

ADA Compliance

Security Center | Customer Support | Contact Us

Locations Search
Your Bank > Education and Advice > CNB University

All Articles

Title
Date
Jan 08, 2019
New Year, New Goals, New Budget

Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money

Jan 08, 2019
Jan 08, 2019
Saving and Investing Wisely

Saving builds a foundation The first step in investing is to secure a strong financial foundation. Start with these four basic steps   Create a "rainy day" reserve Set aside enough cash to get you through an unexpected period of

Jan 08, 2019
Dec 18, 2018
Lots of Changes in the New Year
Many of the numbers coming out of Washington that impact our tax and retirement planning lives are different in 2019, just as they tend to be every year.
Dec 18, 2018
Dec 18, 2018
Creating Effective New Year’s Financial Resolutions
How many of us can honestly say that we have made, and stuck to, all of our New Year’s Resolutions over the years? For those of you who have, I congratulate you; you have achieved something that many struggle with each year. Recent research from YouGov Omnibus shows that only 1 in 5 Americans has stuck to their New Year’s Resolutions. Whether it is losing weight, creating better work/life balance or taking up a new hobby, often times our busy lives get the better of our good intentions. It can be the same with Financial Resolutions, unless you not only create the plan, but also create an easy way to track and measure (and celebrate) your results.
Dec 18, 2018
Nov 06, 2018
Expecting and Managing Risk

The ability of the stock market to decline so harshly in October suggests investor confidence isn’t that confident. The abrupt sell offs betray an undercurrent of shareholder anxiety. While there may be plenty of positive arguments for continuing this decade

Nov 06, 2018
Nov 01, 2018
401(k) Retirement Plans for Small Business
Establishing a 401(k) retirement plan can benefit both employees and employers alike. Employees benefit from the ability to make pre-tax contributions, potential income tax savings, increased savings with employer-matched contributions, and more.
Nov 01, 2018
Nov 01, 2018
An Overview of SBA Lending
The Small Business Administration (SBA) works with lenders to provide loans to small businesses. Instead of lending money directly to business owners, they work with the lenders to guarantee the loans and reduce the risk.
Nov 01, 2018
Oct 05, 2018
The Basics of Special Needs Planning
When you have a child, sibling, spouse or other loved one living with a disability or special need, planning for the future can feel overwhelming. There are many things to consider and often times, people don’t know where to start. Even with the best intentions, making the wrong decision can have a profound effect, such as losing important benefits the individual is entitled to and needs. Financial Planning, while important for everyone to engage in, takes on an even more critical role in the life of families living with an individual with a disability or special need.
Oct 05, 2018
Oct 05, 2018
Year-End Tax Planning Strategies
As you try to navigate the busy months until year end, financial planning may not be top of mind. However, now is an ideal time to take advantage of tax savings strategies before we are ringing in 2019.
Oct 05, 2018
Jul 24, 2018
The Fundamentals of Environmental Social Governance Investing

Over the past few years, an approach to investing known as ESG has become increasingly popular with institutional and individual investors alike. The latest data from MSCI shows that assets in ESG investments grew 1,265% from 1995 to 2016 and

Jul 24, 2018
Jun 06, 2018
Four Tips for Downsizing in Retirement

It may sound like a daunting and emotionally draining task, but downsizing could be a savvy financial move, especially if you haven't reached your retirement savings goals. 1. Set goals for downsizing Before you make any decisions, think about why

Jun 06, 2018
Jun 06, 2018
College Saving: How Does a 529 Plan Compare to a Roth IRA?

529 plans were created 22 years ago, in 1996, to give people a tax advantaged way to save for college. Roth IRAs were created a year later, in 1997, to give people a tax advantaged way to save for retirement.

Jun 06, 2018
Apr 11, 2018
Introducing CNB Wealth Management

March 1, 2018 was an exciting day, as CNB Wealth Strategies and Genesee Valley Trust joined together as CNB Wealth Management. We are pleased to be a premier wealth services provider in the region, bringing together our full capabilities with

Apr 11, 2018
Apr 06, 2018
Determining Your Retirement Income Needs

The Prelude Let’s assume you are happily married, your adult children are self sufficient, and you and your spouse are healthy. Congratulations, you are lucky Now you both are in your late 50s, and it’s hard to believe how quickly

Apr 06, 2018
Mar 30, 2018
Owning or Leasing Space for your Business?

Whether you are a long time business owner or just starting out, you will want to consider owning your space or leasing. In order to determine what’s best for you, consider the following questions   Can you handle the up

Mar 30, 2018
Previous 1 2 3 4 5 6 7 8 9 10  ... Next