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Title
Date
Jun 26, 2019
Retirement Plan Considerations for the Millennial
Every generation has to plan for retirement, each having different obstacles to overcome. For Millennials, those born between 1980 and 1999, there are multiple challenges. Remaining focused on a retirement that could be more than 40 years away is tough, particularly while your hard earned paycheck is competing with rent, student loans, a car payment, and a social life. The message here is: keep your eye on the prize and follow these tips.
Jun 26, 2019
Jun 26, 2019
Leaving a Legacy - Crucial Conversations with your Adult Children
You worked hard to accumulate wealth, and to ensure that your legacy reaches your heirs as you intend, you must make proper arrangements. It is important to speak with your family to ensure that they know your wishes about how you want your legacy to pass. These conversations will help ensure as smooth a transition as possible. There are four basic ways to leave a legacy: (1) by will, (2) by trust, (3) by beneficiary designation, and (4) by joint ownership arrangements.
Jun 26, 2019
Jun 25, 2019
Teaching Your College-Age Child About Money
Now that your child is older and about to leave for college, it's time for you to make sure that they have enough financial knowledge to manage money while they are away.
Jun 25, 2019
Jun 25, 2019
Cybersecurity While Traveling
Cybersecurity should not be limited to the home, office, or classroom. It is important to practice safe online behavior and secure our Internet-enabled mobile devices whenever we travel, as well. The more we travel and access the Internet on the go, the more cyber risks we face. No one is exempt from the threat of cyber crime, at home or on the go, but you can follow these simple tips to stay safe online when traveling.
Jun 25, 2019
May 23, 2019
The Numbers Count
Global equity markets rebounded in the first quarter of 2019, with most market averages posting solid gains. These strong returns should be taken in context, though, having bounced off the year’s low starting point following 2018’s broad based fourth quarter
May 23, 2019
Apr 03, 2019
The Importance of Training for Management Succession
Many business succession plans focus on the succession of ownership but neglect to address the issue of management succession. Whether you expect the management team that will follow you to the corner office to come from inside or outside the company, you should consider training one or several people to serve as interim or successor management. This can serve multiple purposes. First, having trained successor management in the business can work into your short-term contingency plan established to cover your unexpected absence from the business (due to death, for instance). Second, trained successor management can serve as interim management during the transition period during and after your withdrawal from the business at your retirement, while your interest is being transferred after your death, or when you head out for that long vacation you have been yearning for.
Apr 03, 2019
Apr 03, 2019
Time for a Spring Business Checkup
Business health is just as important as personal health. You see a doctor annually for your checkup, and you should see your branch representative or Business Banking Officer annually for your business checkup, too. Changes take place throughout the year – balances in your deposit accounts fluctuate, lending needs arise, you take on more clients, you hire more employees, the list is never ending.
Apr 03, 2019
Apr 02, 2019
Healthcare Benefits Available in Retirement
The Government provides healthcare benefits in retirement using three federal programs administered by the state and local counties: (1) Medicare, (2) Medicaid, and (3) VA Benefits. Medicare eligibility is generally automatic at age 65. Medicaid is based on financial need, it is not automatic at any age. In addition to these two programs, you may also be entitled to military healthcare benefits if you or your spouse is a veteran or retired service member. The majority of seniors utilize services provided under Medicare.
Apr 02, 2019
Apr 02, 2019
Next Generation: Managing Student Loan Debt
As spring approaches with anticipation of warmer weather, so too does a new crop of recent college graduates. Unfortunately, along with diplomas comes staggering student loan debt. Student loan debt is at an all-time high of over $1.5 trillion, having an exponential effect on people’s lives. Young adults are delaying marriage, having children, purchasing homes, and most importantly saving for retirement. How borrowers manage their student loans after college is critical to laying the foundation of their adult financial lives.
Apr 02, 2019
Mar 06, 2019
Tax Season Fraud
Where there’s a will, there’s a way, and fraudsters will exploit it There are a multitude of ways you can be lured into scams this tax season. Avoid becoming a victim of tax fraud with these tips  
Mar 06, 2019
Jan 08, 2019
New Year, New Goals, New Budget

Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money

Jan 08, 2019
Jan 08, 2019
Saving and Investing Wisely

Saving builds a foundation The first step in investing is to secure a strong financial foundation. Start with these four basic steps   Create a "rainy day" reserve Set aside enough cash to get you through an unexpected period of

Jan 08, 2019
Dec 18, 2018
Lots of Changes in the New Year
Many of the numbers coming out of Washington that impact our tax and retirement planning lives are different in 2019, just as they tend to be every year.
Dec 18, 2018
Dec 18, 2018
Creating Effective New Year’s Financial Resolutions
How many of us can honestly say that we have made, and stuck to, all of our New Year’s Resolutions over the years? For those of you who have, I congratulate you; you have achieved something that many struggle with each year. Recent research from YouGov Omnibus shows that only 1 in 5 Americans has stuck to their New Year’s Resolutions. Whether it is losing weight, creating better work/life balance or taking up a new hobby, often times our busy lives get the better of our good intentions. It can be the same with Financial Resolutions, unless you not only create the plan, but also create an easy way to track and measure (and celebrate) your results.
Dec 18, 2018
Nov 06, 2018
Expecting and Managing Risk

The ability of the stock market to decline so harshly in October suggests investor confidence isn’t that confident. The abrupt sell offs betray an undercurrent of shareholder anxiety. While there may be plenty of positive arguments for continuing this decade

Nov 06, 2018
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