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Haelen, Laurie

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Jun 28, 2022
Bonds, Interest Rates, and Inflation
2022 has certainly been an interesting and somewhat stressful year for investors, with high inflation and market volatility dominating the financial news daily. During all of this, even bonds—historically less risky than stocks—have decreased in value year to date. To understand why, you must first understand the nature of bonds and why interest rates and inflation can impact the prices.
Jun 28, 2022
May 23, 2022
Podcast: College Costs - Setting Yourself Up for Success
The decision to attend college can have a financial impact on both students and parents for years to come. So how do you set yourself up for success? Tune in to our latest episode with Charles Cox, CFP®, Vice President,
May 23, 2022
Mar 30, 2022
Sending Your Child to College
Sending a child to college is at the top of the wish list for many parents. A college education can open doors to many opportunities and help your child compete in today's competitive job market. But, the cost of college has risen exponentially over the years and getting started on saving can be a daunting task.
Mar 30, 2022
Oct 29, 2021
Economic Recovery, Inflation, and The Fed
After a strong start to 2021, the third quarter was a volatile one for global markets, as the Dow, the Russell 2000 Nasdaq and ACWI (All Country World Index) declined, while the S&P 500 was able to eke out a
Oct 29, 2021
Apr 29, 2021
2021 Economic Growth and Recovery
The first quarter of 2021 continued the march upward for equity markets, as a broad rally lifted most indices higher for the period. The combination of a $1.9 trillion U.S. fiscal package, a broader rollout of COVID-19 vaccines and expectations for an eventual complete economic reopening created a formula that boosted riskier assets to new heights while bonds stalled in the wake of rising interest rate fears. U.S. small and mid-cap equities, along with REITS, led the way during the quarter that ended with many equity indices returning 30% or more since the bottom of the pandemic sell-off in March 2020.
Apr 29, 2021
Mar 26, 2021
Podcast: Budgeting - Needs, Wants, and Wishes

Budgeting is the foundation of a great financial plan. But how can establishing a budget provide you with more financial freedom and less financial stress? In this episode, Laurie Haelen, AIF®, Senior Vice President, Manager of Investment and Financial Planning Solutions and Donna Cator, CFP®, CDFA®, Vice President, Wealth Advisor with CNB Wealth Management, join CNB’s Pittsford Bank Office Manager, Harry Gibbs, to break down the basics of budgeting. What is a budget? Why is having a budget important? How do you get started? We answer these questions and more so you can put this financial tool to work in your own life.

Mar 26, 2021
Mar 15, 2021
Pandemic Relief Measures and Your Tax Return
Two emergency relief bills passed in 2020 in response to the COVID-19 pandemic will make this an unusual tax season for many taxpayers. The Coronavirus Aid, Relief, and Economic Security (CARES) Act was passed in March, and a second relief package was attached to the Consolidated Appropriations Act, 2021, in December. The following provisions may affect many households when they file their personal tax returns for 2020. You might consult a tax professional who can explain the changes and recommend strategies to help reduce your tax liability for 2021.
Mar 15, 2021
Sep 29, 2020
Financial Planning: Helping You See the Big Picture
Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.
Sep 29, 2020
Jun 24, 2020
Debunking the Myths of ESG Investing
I was brought up in a family of modest means by parents who counted on Social Security and a small pension for their retirement. The stock market was a mysterious entity and my parents considered the market as legalized gambling created for, and used by, those who circumvented an honest living. They were not alone in their mistrust of the stock markets, which is a perception still exists today: 65% of respondents in a recent survey* indicated they “mistrust a lot” or “mistrust a little” the financial services industry. Only 2% of respondents said they trust the financial services industry “a lot” and nearly 83% said they believe their interests are secondary to corporate profits. Yet traditional pensions have gone by the wayside, and most of us will need to rely on our own savings to fund at least part of our retirement. If only there were a way to invest in companies that treat employees well, care about the environment and are financially prudent. If you could invest cost effectively and achieve returns that compete with some of the most successful managers. This may seem altruistic and, hence, too good to be true. Welcome to the ever-evolving world of ESG investing.
Jun 24, 2020
Mar 20, 2020
Tips to Handle a Market Decline
Market declines are challenging times and it is important to realize that they are an inevitable part of the economic cycle. Here are some simple tips to consider when thinking about your portfolio.
Mar 20, 2020
Jan 08, 2020
Robo Advisors Have Arrived, But Life Often Calls for a Human Touch
After years of development, numerous robo advisors have entered the world of investment management. Still, many investors may not fully understand exactly what robos do, or how they do it.
Jan 08, 2020
Oct 17, 2019
Celebrating 100 Years of Trust Powers
What does this mean to our clients and community? As a Fiduciary, we are required to act on behalf of any person with the “highest standard of care,” trust, honesty, and loyalty. We have a legal obligation to act with our clients’ best interest in mind, and this comes naturally to us each and every day. This standard of excellence permeates our culture at CNC, where each employee is doing what is in the best interest of you, our clients.
Oct 17, 2019
Dec 18, 2018
Creating Effective New Year’s Financial Resolutions
How many of us can honestly say that we have made, and stuck to, all of our New Year’s Resolutions over the years? For those of you who have, I congratulate you; you have achieved something that many struggle with each year. Recent research from YouGov Omnibus shows that only 1 in 5 Americans has stuck to their New Year’s Resolutions. Whether it is losing weight, creating better work/life balance or taking up a new hobby, often times our busy lives get the better of our good intentions. It can be the same with Financial Resolutions, unless you not only create the plan, but also create an easy way to track and measure (and celebrate) your results.
Dec 18, 2018
Jun 20, 2018
Podcast: How to Build a Winning Environmentally and Socially Responsible Investment Strategy

Ask the Experts is a financial forum for education and advice as CNB’s experts answer your questions on financial topics that interest you.  The experts of this show featured Laurie Haelen, AIF®, Senior Vice President, Manager of Wealth Solutions, and

Jun 20, 2018
Jul 11, 2017
Creating Income in Retirement
For many, retirement has become something different from what it once was. Now, many retirees are just as active in retirement as they were when they were working full time. They are filling their days with meaningful non-profit work and embarking on second and third careers that they likely could not afford to try in their earlier lives.
Jul 11, 2017
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