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Borrowing and Credit

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Date
Apr 08, 2020
Podcast: Small Business Administration (SBA) Loan Programs
The experts of this show featured Darrin Brentnall, Vice President, Relationship Manager/SBA, Canandaigua National Bank & Trust and Virginia Smith, Rochester Branch Manager, U.S. Small Business Administration.
Apr 08, 2020
Nov 01, 2018
An Overview of SBA Lending
The Small Business Administration (SBA) works with lenders to provide loans to small businesses. Instead of lending money directly to business owners, they work with the lenders to guarantee the loans and reduce the risk.
Nov 01, 2018
Apr 26, 2017
Put a Business Line of Credit to Work for you
A business line of credit is an agreement between a commercial bank and a business specifying the amount of short-term borrowing the bank will make available to the firm over a given period of time. The agreement is usually made for a period of one year and often places certain constraints on the borrower.
Apr 26, 2017
Oct 19, 2012
Increasing Your Credit Score
Has your credit score suffered a setback as a result of challenges presented by the recent recession or other circumstances? If so, you can take steps to improve your score and gain your financial footing.  Taking simple, consistent steps, over time, can translate into a higher credit score.
Oct 19, 2012
Sep 30, 2011
Protecting Your Credit Score

Whether you are trying to purchase a car, home or just getting quotes for auto home insurance, your credit score plays a key role in each of these transactions. Your credit score not only determines if you qualify for a

Sep 30, 2011
Jun 01, 2010
What's on the horizon for 2010?

Personal lending is seeing a resurgence these days, given the downturn in the economy, job losses and the tightening of commercial credit underwriting requirements. Most often, such transactions are between family members or friends and generally viewed as a win

Jun 01, 2010
Jan 21, 2010
Free Credit Reports

 As of September 1, 2005, New York and 13 other East Coast states joined the rest of the country in qualifying for a free annual credit report from each of the three nationwide consumer reporting companies – Equifax, Experian, and

Jan 21, 2010
Jan 21, 2010
Home Remodeling and Home Improvement Financing

 As housing prices continue to see respectable gains in some areas of the country, many homeowners are building a decent amount of equity by staying put. As home prices in your neighborhood rise, the value of your own property generally

Jan 21, 2010
Aug 12, 2009
Customer-Focused Lending

August 2009 - I have been a community banker involved in various levels of branch management and marketing for the last 25 years. So, as you proceed to read this "Lessons in Lending" column, I can safely say that you will get a

Aug 12, 2009
Mar 02, 2009
Evaluating Potential Borrowers

March 2, 2009 - You cannot turn on the television or read the newspaper today without hearing more news about banks tightening their credit standards during these challenging economic times. One can argue that Rochester has faired far better than other parts of

Mar 02, 2009
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