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Whether you are trying to purchase a car, home or just getting quotes for auto home insurance, your credit score plays a key role in each of these transactions. Your credit score not only determines if you qualify for a
Personal lending is seeing a resurgence these days, given the downturn in the economy, job losses and the tightening of commercial credit underwriting requirements. Most often, such transactions are between family members or friends and generally viewed as a win
As of September 1, 2005, New York and 13 other East Coast states joined the rest of the country in qualifying for a free annual credit report from each of the three nationwide consumer reporting companies – Equifax, Experian, and
As housing prices continue to see respectable gains in some areas of the country, many homeowners are building a decent amount of equity by staying put. As home prices in your neighborhood rise, the value of your own property generally
August 2009 - I have been a community banker involved in various levels of branch management and marketing for the last 25 years. So, as you proceed to read this "Lessons in Lending" column, I can safely say that you will get a
March 2, 2009 - You cannot turn on the television or read the newspaper today without hearing more news about banks tightening their credit standards during these challenging economic times. One can argue that Rochester has faired far better than other parts of
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