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Background Roth IRAs, created in 1997 as part of the Taxpayer Relief Act, represented an entirely new savings opportunity the ability to make after tax contributions that could, if certain conditions were met, grow entirely free of federal income taxes.
Your 20s is a time for exploration and new experiences, but also a time of emerging personal financial responsibility. And though times are certainly different now for young adults compared to 10 or 20 years ago (for example, more college students graduate with significant student loans and many return home to live with their parents), some advice never goes out of style.
You may have heard that Medicare will be costing you a lot more in 2016, with premiums increasing perhaps over 50%. Rest assured that is not the case. In fact, it’s quite likely you will pay the same as you did in 2015.
The Patient Protection and Affordable Care Act, enacted in 2010, contains some provisions that directly affect our nation’s age 65 and older population. If you’re a retiree or a senior, you may be concerned about how these reforms are affecting
Looking Beyond the Headlines - We have all heard about the stock market’s “Lost Decade,” and the nightly news likes to tell us whenever possible if there is bad news in relation to the stock market. Natural disasters, conflict in
A friend asked me recently whether my bank was still lending. Certainly the role bank lending plays in our overall economy and the importance of a stable banking system have been magnified in the past two years as the economy
August 2009 - I have been a community banker involved in various levels of branch management and marketing for the last 25 years. So, as you proceed to read this "Lessons in Lending" column, I can safely say that you will get a
June 2009In the past year, the market has experienced more volatility than it has in years. While this Market setback can be worrisome to most, it is important to remember that market declines and corrections are a natural part of
Friday, September 26, 2008 This video was created at a moment in time when the nation's financial system was experiencing a series of destabilizing events by the hour. In that moment in time, George W. Hamlin IV, President and CEO, offers his...
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