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I'm a first-time homebuyer, and I don't have a lot of cash to put down on a house. What type of mortgage would be best for me?
Is it better to own your own home or rent? The answer depends on many factors. What’s best today may change if the circumstances of your day-to-day life change. Here are a few points you should consider if you’re weighing the options of buying versus renting.
A mortgage loan cannot be closed without first locking in an interest rate. There are four components to a rate lock the loan program, the interest rate, points and the length of the rate lock. The longer the length of
Applying for a mortgage is confusing enough, but when you apply, the lender has three days to mail you a Good Faith Estimate along with a Federal Truth in Lending disclosure statement, or as I affectionately like to call it,
72 South Main Street, Canandaigua NY 14424800.724.2621 | 585.394.4260