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Your Bank > Education and Advice > CNB University

Businesses

Title
Date
Apr 03, 2019
The Importance of Training for Management Succession
Many business succession plans focus on the succession of ownership but neglect to address the issue of management succession. Whether you expect the management team that will follow you to the corner office to come from inside or outside the company, you should consider training one or several people to serve as interim or successor management. This can serve multiple purposes. First, having trained successor management in the business can work into your short-term contingency plan established to cover your unexpected absence from the business (due to death, for instance). Second, trained successor management can serve as interim management during the transition period during and after your withdrawal from the business at your retirement, while your interest is being transferred after your death, or when you head out for that long vacation you have been yearning for.
Apr 03, 2019
Apr 03, 2019
Time for a Spring Business Checkup
Business health is just as important as personal health. You see a doctor annually for your checkup, and you should see your branch representative or Business Banking Officer annually for your business checkup, too. Changes take place throughout the year – balances in your deposit accounts fluctuate, lending needs arise, you take on more clients, you hire more employees, the list is never ending.
Apr 03, 2019
Mar 26, 2019
Podcast: Finance Structures & Strategies to Support Your Business or Real Estate Project
Ask the Experts is a financial forum for education and advice as CNB’s experts answer your questions on financial topics that interest you.  The experts of this show featured Charles J. Vita, Senior Vice President, Group Manager, Commercial Services...
Mar 26, 2019
Nov 01, 2018
401(k) Retirement Plans for Small Business
Establishing a 401(k) retirement plan can benefit both employees and employers alike. Employees benefit from the ability to make pre-tax contributions, potential income tax savings, increased savings with employer-matched contributions, and more.
Nov 01, 2018
Nov 01, 2018
An Overview of SBA Lending
The Small Business Administration (SBA) works with lenders to provide loans to small businesses. Instead of lending money directly to business owners, they work with the lenders to guarantee the loans and reduce the risk.
Nov 01, 2018
Mar 30, 2018
Owning or Leasing Space for your Business?

Whether you are a long time business owner or just starting out, you will want to consider owning your space or leasing. In order to determine what’s best for you, consider the following questions   Can you handle the up

Mar 30, 2018
Mar 26, 2018
Does Your Business Need a Buy-Sell Agreement?

When you’re mired deep in the day to day challenges of the management of your business, it’s often hard to step out of the trees and take a good hard look at the forest. But at various points in the

Mar 26, 2018
Oct 18, 2017
ACH Origination Services — Countless Benefits for your Business
The goal of any successful business involves growth – that may mean increasing staff, your customer base or additional vendors to manage. Along with this success comes the need for efficiencies in handling company finances. Whether it’s a burgeoning or large-scale business, you can benefit from ACH Origination services.
Oct 18, 2017
Oct 18, 2017
Get to Know Your Relationship Manager
In a general sense, lending commonly boils down to credit risk. Banks typically charge higher interest rates if they perceive a borrower has greater risk of default. When risk is anticipated to be too high, banks might not originate or renew a loan at all. By establishing regular communications with your lender or Relationship Manager, you have the opportunity to truly educate them about your business. This is just one way to avoid misunderstandings about perceived risks within your business.
Oct 18, 2017
Apr 26, 2017
Put a Business Line of Credit to Work for you
A business line of credit is an agreement between a commercial bank and a business specifying the amount of short-term borrowing the bank will make available to the firm over a given period of time. The agreement is usually made for a period of one year and often places certain constraints on the borrower.
Apr 26, 2017
Apr 26, 2017
Spring 2017: CNBusiness® Broadcast

In this issue Put a Business Line of Credit to Work for you Welcoming Lindsay Rambert to the Business Banking Unit CNB Community Shred Days View this Issue

Apr 26, 2017
Oct 12, 2016
What kind of Insurance Coverage Does your Business Need?
Your insurance needs will obviously depend in part on the type of business you operate. However, all business owners should consider at least three types of insurance.
Oct 12, 2016
Oct 12, 2016
Planning for Business Expansion
A growing firm often finds it necessary to expand the level of its operations. To accomplish this, the firm might acquire additional fixed assets, such as property, a plant, and equipment. Often, an expanding business will require additional personnel. In some cases, a business will expand so much that buying another existing business might be desirable option.
Oct 12, 2016
Jul 22, 2016
Women: What You Should Know About Starting a Business

According to the National Women's Business Council, there are approximately 10 million women owned businesses. Before you make the commitment to starting your own business, you'll need to determine whether it's the right move for you. Here are a few important factors to consider.

Jul 22, 2016
Jul 08, 2016
Protecting Your Business From Cyber Threats
Risk management is a key component in any successful business plan. In today's world--where data breaches are common occurrences--it's especially important for business owners to understand the digital risks they face. Are you doing all you can to mitigate the risk of a cyber attack?
Jul 08, 2016
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