Skip to main content

Upgrade for a Better Experience

Canandaigua National Bank & Trust would like to encourage all of our customers to update their internet browsers as new releases are made available. Using the most recent browser version ensures the best security, design experience, speed and functionality.

Continue to CNBank.com

If you have any comments or concerns, please contact our Customer Call Center at 585.394.4260 ext. 0.

Your Bank > Education and Advice > CNB University

Businesses

Title
Date
Jun 19, 2015
Why Businesses Need a Disaster Preparedness Program

According to the Insurance Information Institute, 119 natural disasters occurred in the United States in 2014, totaling $25 billion in losses. But natural disasters represent just a portion of the crises that your business could face. Although you may not

Jun 19, 2015
Apr 08, 2015
Are there any creative ways I can use life insurance in my business?
You can use life insurance in several ways to help your business.
Apr 08, 2015
Apr 08, 2015
Cash Management – Critical Part to the Success of Any Business
Effectively managing inflows and outflows of money is a critical part to the success of any business. We have many discussions with all types of clients regarding the process of effective cash management. The classic question for all businesses, regardless of their size is: how can they bridge the timing difference between receivables and payables effectively, all while improving efficiencies in operations and reducing costs? The answer lies in an effective and well thought out cash management plan for the business.
Apr 08, 2015
Oct 28, 2014
A Lesson in Customer Appreciation
New customers. Occasional customers. Customers you’ve had since you opened. No one has to tell you that customers are the lifeblood of your business. You also don’t have to be told that letting good customers know they’re appreciated will help you keep their business.
Oct 28, 2014
Oct 28, 2014
Why Insure Your Business?

Your business represents a substantial investment of your ideas, time, and money (in addition to your sweat and elbow grease). Because your business faces a variety of risks and perils (e.g., property damage, theft, personal injury claims, and natural disasters), you'll want to protect your investment. You can do this with various types of business insurance.

Oct 28, 2014
Apr 23, 2014
A Business Plan Can Be Your Guide to Growth
Whether you’re a current business owner or a budding entrepreneur burning with the next great idea, one of the most important steps you can take on your road to success is creating a business plan. Why? A well-thought-out and well-written business plan captures your vision, illustrates it for others (including potential lenders and investors), and creates the roadmap you and your management team need to guide you through the growth of your business. Consider the following points:
Apr 23, 2014
Apr 23, 2014
Can Your Company Survive a Disaster?
Fire, floods, hurricanes, earthquakes. When they happen, they can destroy buildings, equipment, and hard-to-replace data, and even injure or kill employees. It can take a business weeks, sometimes months, to resume operations after a disaster. Some businesses never recover. You can’t pin down the time or day when a disaster may strike your business. However, you can certainly prepare for one. Preparing for a disaster can minimize the potential damage and may protect you and your employees from harm.
Apr 23, 2014
Apr 23, 2014
Managing Costs for a Healthier Bottom Line

Your company’s profitability depends not only on sales, but also on effective cost management. Are you adequately addressing the cost side of the business equation?

Apr 23, 2014
Apr 23, 2014
Transition Time
Are you a business owner who wants to retire someday? Would you like to see the business continue after your departure with younger family members and/or other key employees in charge? Accomplishing the dual goals of retirement and continuity of the business is possible, but it takes planning. Because every situation is different, your plan should be tailored to achieve the results you desire. That said, you may be interested in an illustration of how a transition plan could be crafted.
Apr 23, 2014
Mar 10, 2014
Financial Analysis for Your Small Business
Financial statement information is most useful if owners and managers can use it to improve their company’s profitability, cash flow, and value. Getting the most mileage from financial statement data requires some analysis.
Mar 10, 2014
Feb 26, 2014
Business Owners: Don't Neglect Your Own Retirement Plan

If you're like many small business owners, you pour your heart, soul, and nearly all your money into your business. When it comes to retirement planning, your strategy might be crossing your fingers and hoping your business will provide the

Feb 26, 2014
Jan 23, 2014
Ratios Can Provide Answers
How’s business?  Most business owners can answer that question without consulting a financial statement.  But what if someone asks about “return on assets” or “average collection period”?  To answer those questions, you need the help of financial ratios.
Jan 23, 2014
Jan 03, 2014
The Rental Route
Buy or lease?  It’s a decision many small businesses face.  Owning real estate certainly can have advantages, including the opportunity to build equity.  But many small businesses in need of space choose the rental route instead.
Jan 03, 2014
Nov 08, 2013
A Year-end Checkup for Small Businesses

In addition to providing for you and your family, your small business is a part of this country’s job creation engine. Small businesses make up 99.7% of U.S. employer firms and account for 64% of net new private sector jobs.

Nov 08, 2013
Nov 08, 2013
Measuring Your Retirement Plan’s Success

Typically, high performing, successful retirement plans have high participation and contribution rates and a large number of participants who are on the path to a financially secure retirement. Employees who are satisfied with their retirement plan may be more productive

Nov 08, 2013
Previous 1 2 3 4 Next