Click here to Compare Money Market Accounts
Benefits of an Optimum Money Market Account:
- Higher interest rates than other savings accounts.
- Earn more interest with a higher balance.
- Savings are FDIC-insured up to customer's applicable terms.
- No monthly maintenance fee with Optimum Checking.
Must be opened in a branch. Must have an Optimum Checking Account.
Click here to Compare Money Market Accounts
Benefits of an Optimum Money Market Account:
- Higher interest rates than other savings accounts.
- Earn more interest with a higher balance.
- Savings are FDIC-insured up to customer's applicable terms.
- No monthly maintenance fee with Optimum Checking.
✔ Must be opened in a branch.
✔ Must have an Optimum Checking Account.
Minimum Daily Balance |
Tier |
APY (Annual Percentage Yield) |
$0 to $2,499.99 |
N/A |
0.00% |
$2,500 to $49,999.99 |
Tier I, II |
0.05% |
$50,000 to $99,999.99 |
Tier III, IV |
0.25% |
$100,000 to $499,999.99 |
Tier V, VI, VII, VIII |
0.50% |
$500,000 and over |
Tier IX, X, XI |
0.75% |
Minimum Daily Balance |
Tier |
APY (Annual Percentage Yield) |
$0 to $2,499.99 |
N/A |
0.00% |
$2,500 to $49,999.99 |
Tier I, II |
0.05% |
$50,000 to $99,999.99 |
Tier III, IV |
0.25% |
$100,000 to $499,999.99 |
Tier V, VI, VII, VIII |
0.50% |
$500,000 and over |
Tier IX, X, XI |
0.75% |