What makes saving with CNB different? As a compliment to your checking or as
a stand-alone account, our savings options are designed for every level of saver. Whether your
savings goals are long or short term, for a specific purpose, emergency funds, or a purpose not
yet defined, each of our solutions offer interest-earning potential to meet your needs.
CNB Savings Accounts:
- Regular - Interest-bearing account.
- Companion - No monthly maintenance fee when packaged with Optimum or e-ssentials.
- Looney Tunes™- Designed for the young saver, earn interest on every penny.
- CNSaver - Requires preauthorized, recurring deposits from a CNB account.
- Holiday Club Savings - An installment savings account to help save for the holidays.
- Savings Bonds -
Order Savings Bonds online at www.SavingsBonds.gov.
- Money Market - Typically offers higher
interest rate than savings, transactions limited.
- Health Savings Accounts
(HSA) - A tax-advantaged medical savings account.
- Certificate of Deposit - Short and long-term
rates available.
Short and long-term options
available.
Certificates of deposit offer a fixed maturity and interest rate associated with
the term selected. Monthly specials available. Optimum customers
receive preferred rates. Upon maturity, enjoy automatic renewal or speak to
a representative to review new CD options.
Savings with a purpose.
Whether it’s a CNSaver or a Holiday club account, regularly scheduled deposits make our
installment savings a solid approach to successfully meeting your goals. Automated deposit
transfers offer savings convenience with scheduled disbursements based on the account
type.
Tax-deductible contributions.
An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan –
allowing you to contribute funds on a pre-tax or tax-deductible basis, which you may use for
eligible medical expenses.
Discover the CNB difference.
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community. We have a variety of personal savings options with different levels of earning potential, including interest-bearing accounts, savings bonds, CDs with short and long-term rates, installment accounts and more.