You > Wealth Management

IRA Service CenterTM

Welcome to CNB's IRA Service Center. This Service Center is your online resource for individual retirement planning and college savings.  You have the flexibility to open or service an IRA or Coverdell Education Savings Accounts (ESAs) day or night.  If you have any questions that need to be answered, please contact one of our experienced retirement professionals at 585-419-0670.

Important Information about Procedures for Opening a New IRA Plan Account or New IRA Deposit Account:

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We will ask for your name, address, date of birth, and other information that will allow us to identify you as well as confirm your identity to avoid fraudulent activity.

In order to process your account opening request, we ask that you provide Canandaigua National Bank & Trust with a copy of an acceptable form of identification (US Driver’s license, Passport, US Military ID, or US-State-issued ID). Please submit a copy of your ID with the IRA documents you will be producing through the IRA Service Center™.

Learn About IRAs and ESAs »

Make an informed decision about your retirement with complete descriptions of the Traditional, Roth and Coverdell ESAs.  

Service an Existing IRA and ESA »

Making transactions couldn't be easier. Simply follow the onscreen instructions to make quick and easy transactions.  

Open an IRA or ESA »

This section provides the documents you need, supported with online help, to open a Traditional, Roth or Coverdell ESA.  

This material is provided for general information purposes only. Investments and insurance products are not FDIC insured, not bank deposits, not obligations of, or guaranteed by Canandaigua National Bank & Trust or any of its affiliates. Investments are subject to investment risks, including possible loss of principal amount invested. Past performance is not indicative of future investment results. Before making any investment decision, please consult your legal, tax or financial advisor. Investments and services may be offered through affiliate companies.